New Construction

New Construction Loans

Ground-up construction financing for residential projects. Interest-only during construction with up to 90% loan-to-cost.

9.84%
Rates From
90%
Max LTC
24mo
Max Term
$5M
Max Loan

Loan Overview

FeatureDetails
RatesFrom 9.84%
Loan Term12–24 months
Max LTCUp to 90%
Max Loan Amount$5,000,000
Property TypesSFR, townhomes
Payment TypeInterest-only during construction
Min FICO Score650
Fund DisbursementDraw schedule

Why Choose This Program

Up to 90% LTC

Finance up to 90% of your total project cost, keeping more capital available for other opportunities.

Interest-Only Payments

Pay interest only during construction, preserving cash flow while your project is being built.

Draw Schedule

Funds released in draws as construction milestones are completed, keeping your project on track.

The Process

1
Apply
Submit your project plans, budget, and timeline.
2
Review
We review your project scope, budget, and experience.
3
Close
Close on your loan and begin construction.
4
Draw Funds
Request draws as milestones are completed and inspected.

Ready to Get Started?

Contact our team to discuss your financing needs and get pre-qualified.

Apply Now Call 215-600-1815
💡 Special Program Ask about SDIRA Loans