Qualify based on your property's rental income, not your personal income. Perfect for buy-and-hold investors building a rental portfolio.
| Feature | Details |
|---|---|
| Rates | From 5.50% |
| Loan Term | 30 years |
| Rate Options | Fixed, ARM, Interest-Only |
| Max LTV | Up to 80% |
| Max Loan Amount | $2,000,000 |
| Property Types | SFR, 2–8 units |
| Min FICO Score | 650 |
| Qualifying Method | DSCR (property cash flow) |
Qualify based on property cash flow — not your personal tax returns or W-2s. Ideal for self-employed investors.
Choose from 30-year fixed, ARM, or interest-only structures to fit your cash flow goals.
No limit on financed properties. Scale your rental portfolio and build long-term wealth.