Long-Term Rental

Long-Term Rental (DSCR) Loans

Qualify based on your property's rental income, not your personal income. Perfect for buy-and-hold investors building a rental portfolio.

5.50%
Rates From
30yr
Loan Term
80%
Max LTV
$2M
Max Loan

Loan Overview

FeatureDetails
RatesFrom 5.50%
Loan Term30 years
Rate OptionsFixed, ARM, Interest-Only
Max LTVUp to 80%
Max Loan Amount$2,000,000
Property TypesSFR, 2–8 units
Min FICO Score650
Qualifying MethodDSCR (property cash flow)

Why Choose This Program

DSCR Qualifying

Qualify based on property cash flow — not your personal tax returns or W-2s. Ideal for self-employed investors.

Flexible Rate Options

Choose from 30-year fixed, ARM, or interest-only structures to fit your cash flow goals.

Portfolio Friendly

No limit on financed properties. Scale your rental portfolio and build long-term wealth.

The Process

1
Apply
Submit your property details and rental income information.
2
DSCR Analysis
We analyze the property rental income vs. debt service.
3
Approval
Fast approval based on property cash flow.
4
Close
Close your loan and start collecting rental income.

Ready to Get Started?

Contact our team to discuss your financing needs and get pre-qualified.

Apply Now Call 215-600-1815
💡 Special Program Ask about SDIRA Loans